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Late Payment Statistics 2025

The data behind why receivables teams need a structured recovery partner.

47%

of B2B invoices in Europe are paid late

European Payment Report

9.3%

of all B2B sales are written off as uncollectible

Atradius Payment Practices Barometer

55 days

average DSO across Western Europe

Intrum European Payment Report

2.1×

higher recovery rate when professional collections engage <90 days

DECOL internal benchmarks

Regional benchmarks

RegionAvg DSO (days)B2B invoices paid lateWrite-off rate
Germany4538%1.4%
United Kingdom5249%1.8%
France5856%2.1%
Italy7862%3%
Spain7158%2.6%
Netherlands4233%1.2%
UAE6851%2.4%
USA4944%1.9%

Sources: Atradius Payment Practices Barometer, Intrum European Payment Report, OECD, DECOL internal benchmarks. Figures rounded for clarity.

Three trends shaping 2025

  1. Payment terms are stretching. Average B2B terms have moved from 30 to 45+ days across most European markets, increasing DSO pressure.
  2. Write-offs are rising in SME segments. Smaller debtors are more exposed to interest-rate and energy cost pressure, raising default risk.
  3. Earlier escalation outperforms. Invoices passed to professional recovery within 60–90 days settle at materially higher rates.

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