🇫🇷 Western Europe

Debt Recovery in France

France rewards a formal, relationship-aware approach. A French-language mise en demeure is the standard escalation step before any legal procedure.

Limitation period

5 years

Typical amicable recovery

30–60 days

Legal procedure

4–12 months

Languages

French · English

Statute of limitations

Five-year limitation period for commercial claims under Article L110-4 of the Code de commerce.

See: How long do I have to collect a debt in France?

Late payment & interest

ECB rate + 10 percentage points plus a €40 fixed indemnity (Code de commerce L441-10).

Enforcement

Injonction de payer offers a fast, low-cost route for undisputed debts. Huissiers de justice handle enforcement with broad investigative powers.

Local practice notes

  • Mise en demeure required before legal escalation
  • Procédure de référé for urgent matters
  • RCS / INSEE data used for debtor verification

Active sectors

Luxury & retailAgri-foodAerospace supplyTourism