🇦🇪 Middle East
Debt Recovery in United Arab Emirates
The UAE rewards a relationship-led approach. DECOL combines bilingual Arabic/English communication with on-the-ground partner coverage in Dubai and Abu Dhabi.
Limitation period
10 years
Typical amicable recovery
30–60 days
Legal procedure
4–12 months
Languages
Arabic · English
Statute of limitations
Ten-year limitation for commercial obligations under the UAE Commercial Transactions Law.
See: How long do I have to collect a debt in United Arab Emirates?
Late payment & interest
Contractual interest enforceable; courts may apply 9% statutory commercial interest.
Enforcement
Payment Order procedure (Article 62) for documented debts; DIFC and ADGM courts available for in-zone debtors.
Local practice notes
- Bilingual Arabic/English correspondence advised
- Bounced-cheque procedures provide additional leverage
- Free-zone vs onshore jurisdiction must be confirmed early
Active sectors
ConstructionTradingHospitalityLogistics