Commercial (B2B) Collection
Business-to-business invoice recovery across trading, logistics, construction, IT and professional services. Preserves the commercial relationship.
🇦🇪 United Arab Emirates
Debt Collection Agency in Dubai & the UAE
Licensed partner network across Dubai Courts, DIFC and ADGM. Bilingual Arabic/English recovery, from first demand letter to travel ban and execution — no upfront cost.
Commercial limitation
10 years
Typical amicable recovery
30–60 days
Legal procedure
3–6 months
Languages
Arabic · English
Recover UAE receivables — without upfront fees
DECOL Services works with a network of UAE-licensed partner lawyers and collectors in Dubai and Abu Dhabi to recover unpaid B2B and B2C debts. We combine relationship-led Arabic/English outreach with hard legal escalation — payment orders, garnishment, travel bans and execution through the appropriate court.
UAE debt-collection services
Consumer (B2C) Collection
Ethical, UAE-compliant outreach to individuals — instalment plans and settlement offers under Central Bank consumer-protection rules.
Legal Enforcement
Payment orders, garnishment, travel bans and execution through partner UAE-licensed law firms across Dubai Courts, DIFC and ADGM.
Skip Tracing UAE
Locating absconding debtors — Emirates ID verification, corporate ownership checks and address confirmation across all seven emirates.
Portfolio Placement
Bulk placement of aged receivables. Free portfolio scoring before assignment — you only pay on what we collect.
Credit Management Advisory
Onboarding checks, credit limits and payment-term policy tailored to UAE trade practice.
Our process
1. Case placement
Send invoices, LPOs, POD and any correspondence via the Decol24 platform or email. We assess within 24 hours.
2. Bilingual outreach
Arabic and English demand letters, phone contact and WhatsApp follow-up with the debtor's finance decision-maker.
3. Amicable settlement
Negotiated repayment, instalment plans or discounted lump-sum — always with your written approval before acceptance.
4. Legal escalation
If amicable fails, we brief a partner UAE-licensed lawyer for payment order, execution, garnishment or travel ban.
Why choose DECOL for UAE recovery
- Bilingual Arabic / English case handlers — every debtor spoken to in their language
- Partner lawyers admitted in Dubai Courts, DIFC, ADGM and Abu Dhabi Judicial Department
- ISO 9001:2015 & ISO 18295-1:2017 certified — segregated client accounts
- No-win / no-fee for most cases — commission only on funds recovered
- Real-time case status via the Decol24 portal, 24/7
- Coverage in Dubai, Abu Dhabi, Sharjah, Ajman, RAK, Fujairah and UAQ
Legal framework
Commercial debts in the UAE are governed primarily by the Commercial Transactions Law (Federal Decree-Law No. 50 of 2022), with a general ten-year limitation period. Enforcement runs through Dubai Courts, the DIFC Courts (for parties opting into DIFC jurisdiction), ADGM Courts in Abu Dhabi, or the onshore Abu Dhabi Judicial Department. Common remedies include payment orders, garnishment of bank accounts, precautionary attachment and — for absconding debtors — travel bans registered with the Ministry of Interior.
See: International debt collection laws — full jurisdiction guide
FAQ
Is DECOL licensed to collect debt in the UAE?
DECOL Services works through UAE-licensed partner law firms and collection agents in Dubai and Abu Dhabi. All enforcement action is filed by locally admitted counsel; DECOL manages the case, communication and reporting end-to-end.
What is the limitation period for commercial debts in the UAE?
Under the UAE Commercial Transactions Law (Federal Decree-Law No. 50 of 2022), commercial obligations generally have a ten-year limitation period. Certain claims — cheques, carriage, insurance — carry shorter periods. We review each file before placement.
How long does it take to recover a debt in Dubai?
Recent, undisputed B2B invoices are typically settled amicably within 30–60 days. Where legal action is required, a payment order and execution through Dubai Courts usually takes 3–6 months; disputed cases go through the standard court track.
What are your fees?
We work on no-win / no-fee for most placements. Commission typically ranges from 10% to 25% of the amount recovered, depending on age, size and complexity. Legal filing costs are agreed upfront.
Can you enforce against a debtor who has left the UAE?
Yes. Through our 100+ jurisdiction partner network we pursue absconded debtors in their new country of residence — GCC, Europe, Asia and beyond — combined with UAE-side travel bans and execution where applicable.
Ready to recover your UAE receivables?
Send us your portfolio for a free assessment. We respond within 24 hours with a recovery plan and fee proposal.