Country Risk · Western Europe

🇫🇷 France — Country Risk Profile

Payment behaviour is generally good, but the LME 60-day cap is often stretched in practice. Local-language outreach materially improves outcomes.

Payment risk

Moderate

Enforcement difficulty

Low

Currency & transfer risk

Low

Currency

EUR

Avg DSO

50–65 days

Insolvency trend

Rising

Limitation period

5 years

Moderate

Payment risk

Payment behaviour is generally good, but the LME 60-day cap is often stretched in practice. Local-language outreach materially improves outcomes.

  • LME caps B2B terms at 60 days from invoice (or 45 end-of-month)
  • Statutory late-payment interest + €40 collection indemnity
  • DGCCRF enforcement raises reputational risk for serial late payers
Low

Enforcement difficulty

Injonction de payer is fast and inexpensive for undisputed claims; huissiers de justice have direct enforcement powers.

  • Injonction de payer typically issued within 4–6 weeks
  • Huissier-led enforcement and bank attachments
  • BODACC publishes insolvency filings
Low

Currency & transfer risk

Euro-denominated, fully free transfer, deep SEPA integration.

  • EUR, no FX or capital controls
  • SEPA for instant euro transfers
  • No remittance approval required

DECOL recommendation

French-language mise en demeure, then injonction de payer. Expect 60–120 days end-to-end on undisputed files.